They search out whom they perceive as the most vulnerable - often those living alone, on fixed incomes and trusting of the sales pitch. Their visits or phone calls come unannounced and their offers seem too good to be true. Their scams range from telemarketing, sweepstakes, home repairs, miracle cures, misrepresentation of charitable organizations, slamming, identity theft, living trust frauds, pyramid and get rich schemes. Inevitably, their primary targets are seniors.

Crime has always been and continues to be a major concern in our society. We are constantly bombarded with daily news stories reminding us of our vulnerabilities and associated risks to violence. Prevention has primarily focused on the investment of millions of dollars in purchasing home alarm systems, installing safety locks in our homes and purchasing guns for our self protection. Many communities are also pro actively establishing partnerships with local police departments and initiating neighborhood watch block programs.

The elderly have been especially targeted for specific types of crimes even though statistics from the United States Department of Justice indicate that as a group they are less likely to become the victims of violence than younger age groups. However, the elderly exhibit a higher level of fear of crime because of their perceived vulnerability to being victimized.

Seniors can protect themselves from these crimes by knowing how to identify these various scams and taking the necessary preventative measures.Unfortunately, elder crime is usually difficult to investigate and resolve because victims generally hesitate to come forward and report the crime. There are many behavioral issues that come into play regarding the hesitation of the victim to pursue prosecution. These range from fear, embarrassment, greed, and reprisals from their spouse or caregivers.

Remember that no body wants to fall prey to these con artists. Education and awareness are your best defenses in preventing these senseless, costly crimes from happening to you.

Useful information on the following links:
Why We Fall for Such Scam
Telemarketing Fraud
What You Can Do
Pyramid Schemes
Identity Fraud

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